Plantation Homes under $1.25 million

Plantation Homes under $1.25 million

Welcome to Plantation, a picturesque subdivision nestled on the stunning St. George Island in Franklin County, Florida. This enchanting community is renowned for its breathtaking natural beauty, with lush landscapes, pristine beaches, and a tranquil atmosphere that beckons both relaxation and adventure. Whether you’re looking for a permanent residence or a delightful vacation home, Plantation offers a range of charming properties that cater to diverse lifestyles and preferences.

Homes in Plantation are available for under $1.25 million, making this an ideal destination for those seeking a slice of paradise without breaking the bank. These properties boast spacious layouts, modern amenities, and stunning views that capture the essence of coastal living. Many homes feature open-concept designs, gourmet kitchens, and expansive decks perfect for entertaining or soaking up the sun. With easy access to the beach, residents can enjoy leisurely strolls along the shore, indulge in water sports, or simply unwind to the soothing sounds of the waves.

In addition to its beautiful homes, Plantation offers a vibrant community atmosphere. Residents can take advantage of nearby recreational activities, including golfing, fishing, and biking along scenic trails. The friendly neighborhood vibe fosters a sense of belonging, making it easy to forge lasting connections with fellow residents.

Discover the charm of Plantation on St. George Island, where coastal living meets community spirit. Explore the available homes under $1.25 million and start your journey toward owning a piece of this idyllic paradise today!

Newest Plantation Homes under $1.25 million

2052 Whelk Way, St. George Island
$1,145,000
5 Beds ⋅ 5 Baths ⋅ 329707 MLS ⋅ Atlantis BLDG.
EXCEPTIONAL VALUE IN ST. GEORGE ISLAND PLANTATION! Discover this beautifully renovated, fully furnished 5-bedroom, 4.5-bath Mediterranean-style retreat offering 2,764 heated and cooled square feet in one of St. George Island's most desirable gated communities. With extensive upgrades, exceptional energy efficiency, and proven rental income, this property offers an outstanding combination of coastal comfort, investment potential, and value. Located just 1,000 feet from the Gulf's sugar-white beaches, this spacious island getaway accommodates 14 guests, making it ideal for large families, entertaining, or vacation rentals. The thoughtfully designed floor plan features two generous living areas, an expansive upper-level deck perfect for island sunsets, and a screened porch for enjoying coastal breezes. Step outside to your private swimming pool, complete with a heater/chiller system for year-round enjoyment. Inside, recent renovations have created a fresh, inviting atmosphere while preserving the home's Mediterranean charm. Improvements include refinished hardwood floors, granite countertops, updated fixtures and hardware, polished metal railings, and refreshed bathroom lighting. Offered fully furnished, this property provides the convenience of a turnkey coastal retreat. A standout feature is the home's impressive energy efficiency! Solar panels installed in 2023 provide power for the entire residence, including the electric water heater, with a reported monthly electric connection fee of approximately $30. Additional improvements include a new water heater, new aerobic septic system, hurricane shutters, aluminum pool safety gates, a golf cart garage, and generous storage. These substantial upgrades offer added value and potential savings on operating expenses. Residents of St. George Island Plantation enjoy 24-hour gated security, two community pools, a clubhouse, fitness center, tennis and pickleball courts, scenic biking paths, and a 3,300-foot private airstrip. INVESTMENT OPPORTUNITY! The property has generated $85,984 in rental income in 2026, demonstrating its appeal as a vacation rental. With five bedrooms, accommodations for 14, a private pool, and proximity to the beach, this home offers the features vacationers seek. Whether you're looking for a personal coastal retreat or an income-producing investment, this property delivers exceptional versatility. With extensive improvements already completed, attractive operating costs, and proven rental performance, this home represents a compelling value in today's market. The seller welcomes serious offers! Schedule your private showing today! New buyer fee of % payable to the Plantation Owner's Association.

2052 Whelk Way, St. George Island
1518 Windy Pass, St. George Island
$1,099,000
4 Beds ⋅ 5 Baths ⋅ 329706 MLS
Set within a private community behind the gates of St. George Island Plantation, this furnished coastal home offers a relaxed island setting with convenient beach access, community pool and plenty of space to enjoy life on St. George Island. The home underwent an extensive renovation in 2019, including impact rated windows, metal roof, Hardie board siding, decking and handrails, appliances, and more. The main living level features an open layout with a fireplace and access to both open decks and a screened porch off the kitchen, ideal for enjoying the island breeze and outdoor living. Gulf views can be enjoyed from the main level and primary bedroom. An elevator services all four levels, adding convenience throughout. This home also has a private outdoor shower and access to the community pools and beach walkovers. A turnkey opportunity to own within one of St. George Island's most sought-after gated communities.

1518 Windy Pass, St. George Island
1464 Bayberry Ln, St. George Island
$1,150,000
3 Beds ⋅ 4 Baths ⋅ 329699 MLS
Second-tier St. George Island retreat just 225 steps from the beach, with the beach path only moments away. This private 3-bedroom, 4-bath home offers relaxed coastal living with a private pool, expansive decking, and peaceful wooded surroundings. The home features a newer roof and comes fully furnished with Regina Andrew lighting, Frontgate and Ballard Designs furnishings, and custom window treatments, making it move-in or rental ready. Inside, the open-concept living area flows into an updated kitchen with quartz countertops, double ovens, and a wine refrigerator—perfect for gathering after a day at the beach. The spacious primary bedroom includes a walk-in closet and room to unwind, while the second bedroom is currently set up as a kids' room with an attached flex space used as a sitting/TV area, offering versatility for a playroom, media room, or additional sleeping space. Multiple decks create inviting outdoor spaces, and the private pool provides the perfect place to cool off after a day in the sun. The property is professionally landscaped by Tallahassee Nurseries, enhancing the natural beauty and privacy of the setting. Ideal as a full-time residence, vacation getaway, or investment property, this home captures the best of island living. New Buyer fee .50% to be paid to SGPOA at closing.

1464 Bayberry Ln, St. George Island
1404 Bayberry Ln, St. George Island
$749,000
2 Beds ⋅ 2 Baths ⋅ 329105 MLS ⋅ Mayberry BLDG.
Update: $58,528 currently on the books for 2026 as of 08/28/26, with final projections over $70,000. Fully renovated and full of coastal charm, this 2-bedroom, 2-bath getaway has everything you need for easy island living. In addition to the two main bedrooms, a ground-level bonus room outfitted with a queen bed and large bunk bed adds extra sleeping space for family and friends—because more people means more memories. In 2024 the home underwent a complete interior and exterior renovation, so all the details feel fresh, modern, and thoughtfully finished. Outside, the star of the show is the oversized heated fiberglass pool, completely enclosed in a screened lanai, making it just as enjoyable on a sunny July afternoon as it is on a cool winter morning. Add in the fish-cleaning station, outdoor shower, and a spacious front porch that practically begs for sunset cocktails, and you've got the perfect setup for living your best coastal life. The home is also a proven vacation rental, generating $70,582 in 2025, giving future owners the flexibility to enjoy it personally while still letting it contribute when not in use. Whether your goal is a beautifully updated beach retreat or a home that can help offset its costs while you're away, this one delivers both comfort and versatility in a freshly renovated package. Buyer to pay 0.5% new buyer fee.

1404 Bayberry Ln, St. George Island
1912 Nautilus Dr, St. George Island
$1,175,000
3 Beds ⋅ 3 Baths ⋅ 328994 MLS ⋅ Aquapelago BLDG.
If you've been waiting for a St. George Island Plantation home with true Gulf views, a private pool, proven rental history, and exceptional value, welcome to Aquapelago. Just 200 steps from the beach, this beautifully maintained 3-bedroom, 2.5-bath retreat offers the ideal blend of coastal luxury, privacy, and investment potential, making it one of the best-value first-tier Gulf-view homes in the Plantation. The light-filled top-floor living area is designed to maximize the Gulf views, with expansive sliding glass doors opening to spacious decks perfect for sunrise coffee, evening cocktails, and salty breezes. The open-concept kitchen and dining area comfortably seats ten, making it ideal for entertaining family and guests. All three bedrooms offer direct deck access. Two king suites overlook the resurfaced private pool surrounded by lush tropical landscaping, while the oversized bunk room comfortably accommodates additional guests, making the home equally suited for family getaways and vacation rentals. Aquapelago is also a proven income producer, generating $104,386 in gross rental income in 2024 and $96,977 in 2025, with $72,279 already on the books for 2026 as of July 12, 2026, providing immediate income potential for the next owner. Recent upgrades include solar panels (2021) that help keep average electric costs around $150 per month, hurricane shutters (2022), a new HVAC system (2021), and a transferable flood insurance policy of just $1,079 annually. Additional features include covered parking, covered entry, a hot and cold outdoor shower, fish-cleaning station, and grilling area. Owners also enjoy the exceptional amenities of the St. George Island Plantation, including two community pools, a fitness center, tennis and pickleball courts, nature trails, a clubhouse, a private airstrip, and exclusive access to Bob Sikes Cut. A new buyer fee of 0.5% of the purchase price is payable to the Plantation Property Owners Association at closing.

1912 Nautilus Dr, St. George Island
1800 Denise Ct E, St. George Island
$875,000
3 Beds ⋅ 3 Baths ⋅ 328912 MLS
Located in the gated Plantation community on St. George Island, this beautifully maintained 3-bedroom, 3-bath home sits on a landscaped corner lot just a short walk (approximately 800 feet) to the Gulf with deeded beach access. Whether you're looking for a primary residence, vacation home, or income-producing property, this home offers the best of coastal living. With over 3,000 square feet under roof (2,018 heated and cooled), the floor plan features three private bedroom suites, two spacious living rooms (one on each floor), and two large screened porches that create comfortable indoor-outdoor living year-round. The upper porch even offers a view of the Gulf. The updated kitchen features granite countertops and opens to the main living area, making it perfect for entertaining family and friends. Outside, enjoy your own heated in-ground pool with a new pool heater and recently gel-coated finish, outdoor shower, fish cleaning station, picnic area, bike racks, covered parking, and owner storage. Exterior decking and stairs have also been recently refinished. It is being sold fully furnished (with a few personal exclusions), including indoor furnishings, dcor, poolside furniture, bikes, beach equipment, and more—making it truly move-in or rental ready. This property brought in $70,301 in rental revenue in the past 365 days, and buyers have the option to continue with the current property manager and existing bookings for a seamless turnkey investment. Plantation owners enjoy outstanding amenities, including:? Gated community with 24-hour security? Deeded Gulf beach access? Two community pools? Clubhouse with fitness center and meeting rooms? Bayfront dock? Scenic biking and walking paths? Private 3,300-foot airstrip? EV charging stations Homes in The Plantation are known for their privacy, natural beauty, and resort-style amenities. Don't miss this opportunity to own a well maintained island home with proven rental history.

1800 Denise Ct E, St. George Island
1667 Forsythia Trl, St. George Island
$749,000
3 Beds ⋅ 2 Baths ⋅ 328761 MLS
Welcome to this beautifully renovated 3-bedroom, 2-bath home nestled on a private 1-acre lot in the desirable St. George Island Plantation. Located just a short walk from Apalachicola Bay and the popular Nick's Hole, this property offers the perfect blend of modern updates and peaceful coastal living. Completely remodeled from top to bottom, the interior features all-new flooring, countertops, cabinetry, fixtures, appliances, and furnishings, creating a move-in-ready home with a fresh, contemporary feel. Every detail has been thoughtfully updated, allowing you to enjoy the benefits of essentially a new home within an established island setting. Outside, you'll find two separate screened porches, providing the perfect spaces to relax, entertain, or enjoy the natural beauty and privacy of the surrounding landscape. The expansive one-acre lot offers ample room to spread out while enjoying the serenity of the Plantation. Whether you're looking for a full-time residence, second home, or vacation getaway, this meticulously renovated property is ready for immediate enjoyment. Note: A buyer fee equal to 0.5% of the purchase price is payable to the St. George Island Plantation at closing.

1667 Forsythia Trl, St. George Island
1804 Suzie Ct, St. George Island
$1,150,000
4 Beds ⋅ 5 Baths ⋅ 328651 MLS ⋅ Pretty Woman BLDG.
Quality at it's finest, this 4 bedroom/4.5 bathroom is an excellent choice for a family or investor. All bedrooms come ensuite excellent choice for those who like privacy. Relax in your private newly resurfaced swimming pool or lounge on the pool deck. Both floors have covered decks with sitting areas that run the width of the house. A stainless steel fish cleaning station is readily available for those who love to fish and catch. Oversized concrete pilings add extra structural support. Dual air conditioners zone each level. The two 50 gallon water heaters provide plenty of water for the whole family. An elevator to all floors assists handicapped individuals as well as a great way to send up groceries to the kitchen. Granite counter tops in the kitchen and bathrooms are accented with modern fixtures. Hardwood, New Luxury Vinyl and Tile cover the floors (NO CARPET). New furniture in the elegant great room is accentuated by the raised coffer ceiling and chandelier. Fully furnished with the exception of the outdoor furniture on the decks. Already on the rental market for discriminating investors. If High End features are what you are looking for, this is the home for you. Privacy is paramount. HOA requires a .5% Buy In fee based on purchase price on all properties in St. George Plantation. Woods cover the North side of the property and a wooded buffer is alongside the West end. A short walk to the beach, immerse yourself in the turquoise waters of the Gulf of America. Located in the central part of The Plantation, a gated community offering: security; 2 massive swimming pools; pickleball courts; tennis courts; weight room; bike paths, with fabulous beaches. Pamper yourself, a great place to enjoy life! SIGNIFICANT PRICE REDUCTION! Turn Key

1804 Suzie Ct, St. George Island
1223 Avocet Ln, St. George Island
$749,000
3 Beds ⋅ 2 Baths ⋅ 328592 MLS ⋅ Sandy Soles BLDG.
Nestled along one of the few natural deep-water canals in the prestigious gated community of The St. George Plantation, this delightful, fully furnished, 3BD/2BR, one-story home features a private dock with convenient boating access and peaceful waterfront views. The open-concept great room offers cathedral ceilings, abundant natural light, and a split-bedroom floor plan for added privacy. The main suite includes deck access, a walk-in closet, and ensuite bath, while the second bedroom also opens directly to the deck. Outside, enjoy a spacious back deck, covered entertaining area, outdoor shower, and a private one-acre wooded setting. Conveniently located near the Plantation entrance, the property offers easy access to community amenities, including two pools, tennis and pickleball courts, bike paths, private airstrip, clubhouse, fitness room, uncrowded beaches, and 24-hour security. Whether seeking a primary residence, vacation retreat, or investment property, this canal-front home stands out with its prime location, private dock, and access to resort-style amenities. 2025 GRI: $54,741. One of the owners is a licensed real estate agent in Georgia. New buyer fee of 0.50% of purchase price payable to SGPOA at closing. Quote available for 13,000-lb boat lift installation ($14,500) *Please be sure to check out the 360 Tour @ https://www.zillow.com/view-imx/49f5d521-6d75-48c1-8383-7d42bb2c5392?setAttribution=mls&wl=true&initialViewType=pano&utm_source=dashboard

1223 Avocet Ln, St. George Island
1704 Magnolia Rd, St. George Island
$1,040,000
3 Beds ⋅ 3 Baths ⋅ 328571 MLS
Immerse yourself in the epitome of coastal living with this impeccably maintained custom home, perfectly situated in the prestigious St. George Plantation community. Boasting proximity to the beach and exclusive access to the community pool, tennis court, and clubhouse, this residence offers unparalleled convenience and leisure. Marvel at the stunning gulf views that greet you from every angle, inviting you to unwind and embrace the serenity of coastal living. Pella windows and sliding glass doors allow endless light from sunrise to sunset, creating an ambiance of perpetual tranquility. Step inside and be greeted by an expansive open floor plan, seamlessly blending indoor and outdoor living. Wide staircases lead to the upper levels, adding a touch of grandeur to the home's design. Indulge your culinary desires in the updated kitchen featuring modern appliances and elegant finishes, while the refreshed primary bath provides a luxurious sanctuary for relaxation. Whether you're enjoying a cozy evening by the fireplace or hosting a barbecue on the screened-in outdoor dining area with surround sound, this home offers the perfect blend of comfort and sophistication. For added convenience, a wet bar ensures effortless entertaining, while the elevator provides easy access to all floors, catering to every need. Retreat to the comfort of plantation shutters in each bedroom, offering privacy and style, while the expansive outdoor storage space effortlessly accommodates all your beach essentials. Never been on the vacation rental market, this custom-built home exudes timeless elegance and unparalleled quality. With a Culligan water softener system ensuring premium water quality and lush natural vegetation enveloping the property, this home offers a tranquil escape from the everyday hustle and bustle. Don't miss your chance to experience coastal luxury at its finest. Schedule your exclusive tour today and discover the unparalleled lifestyle awaiting you.

1704 Magnolia Rd, St. George Island
1240 Sea Dune Dr, St. George Island
$810,000
3 Beds ⋅ 2 Baths ⋅ 328522 MLS ⋅ Anchor Down BLDG.
ANCHOR DOWN is a charming, newly renovated vintage beach home set on a beautiful one-acre wooded lot in the exclusive St. George Plantation community. Surrounded by sand live oaks and native coastal vegetation, this three-bedroom, two-bath retreat blends timeless character with fresh, stylish updates. A short walk along lush nature trails leads to the white-sand beaches of the Gulf of Mexico. Outdoor living is effortless with generous ground-level space for dining and relaxing, plus a hot/cold outdoor shower. Enjoy morning coffee or evening breezes on the large, screened porch and adjoining sundeck. Recent improvements include new paint, luxury vinyl flooring, new furnishings, new appliances, and a coastal color palette throughout. Abundant windows fill the home with natural light. The open first-level floor plan features the living, dining, and kitchen areas—ideal for gathering with family and friends. Half a story up are two spacious bedrooms and a full bath. The top floor is dedicated to the primary suite with ensuite bath. St. George Plantation amenities include 24-hour security, clubhouse, fitness center, two pools, tennis and pickleball courts, bike paths, nature trails, an airstrip, and 5 miles of pristine beaches. Offered fully furnished. The adjacent lot at 1244 Sea Dune Drive is also available.

1240 Sea Dune Dr, St. George Island
1656 Forsythia Ct, St. George Island
$1,070,000
4 Beds ⋅ 4 Baths ⋅ 328407 MLS
Tucked among mature palms and native vegetation inside St. George Island's Plantation, this distinctive custom residence offers exceptional privacy, timeless architecture, and a setting unlike anything else on the island. Designed with Mediterranean influences and elevated construction, the home showcases a tile roof, soaring ceilings, abundant natural light, and architectural details throughout. This property includes a covered car port, golf cart garage & workshop space. Additionally, the backyard is set up perfectly for hosting, with a private fire pit & propane hookup already placed for your grill! The home has 4 bedrooms, with the master bedroom on the second level having a private balcony facing the Gulf. Call today for your opportunity to view on of St. George Island's most unique homes! All offers must be submitted using PropOffers.com.

1656 Forsythia Ct, St. George Island
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