Franklin County Homes under $1.25 million

Franklin County Homes under $1.25 million

Welcome to Franklin County, Florida, a hidden gem nestled along the breathtaking Gulf Coast. Known for its stunning natural beauty, this coastal paradise is home to pristine beaches, lush forests, and charming small towns that exude Southern hospitality. With a rich history and vibrant culture, Franklin County offers a unique blend of outdoor adventure and laid-back living, making it an ideal destination for families, retirees, and anyone looking to escape the hustle and bustle of city life.

Franklin County boasts a variety of delightful communities, each with its own character and charm. From the quaint streets of Apalachicola, known for its historic architecture and thriving seafood scene, to the serene shores of St. George Island, where you can enjoy sun-soaked days and breathtaking sunsets, there’s something here for everyone. The area is also a haven for outdoor enthusiasts, offering opportunities for fishing, kayaking, hiking, and exploring the stunning Apalachicola National Forest.

For those looking to call this beautiful county home, you’ll be pleased to find an array of stunning properties priced under $1.25 million. Whether you’re seeking a cozy beach cottage, a modern family home, or a charming historic residence, Franklin County has a diverse selection of homes to suit your needs. With its affordable real estate options combined with an enviable lifestyle, now is the perfect time to invest in your slice of paradise in Franklin County, Florida. Come and experience the magic of coastal living where your dream home awaits!

Newest Franklin County Homes under $1.25 million

264 Sea Grove Way, Port St. Joe
$589,000
4 Beds ⋅ 3 Baths ⋅ 329672 MLS ⋅ Sandpiper By The Sea BLDG.
POPULAR KENNEDY PLAN WITH PRIVATE MIL SUITE! This spacious 2,400 SF home in sought-after WindMark Beach offers a unique and versatile floor plan featuring a completely separate suite with its own private entrance, bedroom, full bath, kitchen, washer/dryer, living space, and independent climate control—ideal for extended family, guests, or multigenerational living. Backing up to a natural conservation area with some views toward the bay, the home combines privacy, space, and the coastal lifestyle WindMark is known for. The main living area offers an open, comfortable layout with a full kitchen and plenty of room for gathering. The spacious primary suite is privately positioned and features a king-size bedroom area, walk-in closet, garden tub, and separate shower. With two full kitchens and separate living spaces, this home provides flexibility that's hard to find. Just steps from the property, a community boardwalk crosses the natural preserve and connects to WindMark's extensive trail system, making it easy to walk, bike, or cruise by golf cart throughout the community. Follow the trails to the beach, community pools, or WindMark Town Center while enjoying the native coastal landscape and wildlife along the way. The garage is equipped with a Tesla Level 2 48-amp wall charger for convenient EV charging at home. WindMark Beach amenities include beach access, miles of walking and biking trails, resort-style pools, a heated pool, playground, splash park, fitness center, and more. WindMark Town Center offers restaurants, shops, entertainment, and conveniences right within the community. Downtown Port St. Joe is approximately 10 minutes away, offering additional dining, shopping, boating, and fishing. Whether you're looking for a primary residence, second home, or a coastal retreat with space for family and guests, this Kennedy plan delivers versatility, privacy, and the WindMark Beach lifestyle.

264 Sea Grove Way, Port St. Joe
248 Oak St, Port St. Joe
$799,900
3 Beds ⋅ 2 Baths ⋅ 329668 MLS
OLD FLORIDA CHARM!! Enjoy the relaxed pace of Indian Pass in this thoughtfully cared-for 3 bedroom/2 bath coastal home, where modern comfort meets the quiet, rustic character that makes this stretch of the Forgotten Coast so special. This home offers a welcoming one-level layout with an open living, dining & kitchen area that makes it easy to gather after a day by the water. The kitchen features attractive countertops, a tile backsplash & an easy connection to the main living space. A split-bedroom plan gives the primary suite a little extra privacy. Its ensuite bath includes a soaking tub, glass-tile shower & double vanity. A dedicated laundry room adds everyday convenience. Step outside to the large deck & take in beautiful Gulf views, with beach access just down the road. South Oak Street has public beach access for both walking on & driving on, offering a convenient route to Indian Pass's natural shoreline. The neighboring property in front is currently held under a conservation easement by its owner, who has no plans to build. The easement provides today's open outlook; any future use of that property would be subject to the easement's terms. A lift from the deck makes moving items up to the home easier, while the downstairs storage area offers room for beach gear, fishing supplies & outdoor essentials. Rinse off after a day in the sand with the outdoor shower, complete with hot & cold water. Well maintained & full of character, this home is a comfortable coastal retreat with a distinctive blend of modern finishes & antique-inspired touches. Settle into the peaceful Indian Pass lifestyle, with uncrowded beaches, Gulf breezes & room to slow down. There's plenty to enjoy nearby, from beach walks, shelling & shore fishing to boating, kayaking, birdwatching & exploring the local waters. The Indian Pass Boat Ramp provides access to Indian Pass Lagoon, Apalachicola Bay & the waters around St. Vincent Island. After a day outdoors, stop by the area's beloved Indian Pass Raw Bar for a casual seafood meal. And when you're ready for more dining, shopping & everyday conveniences, Port St. Joe is just about eight miles away. Settle into a peaceful coastal retreat with room to slow down, enjoy the Gulf & make the most of the Forgotten Coast. Call for your private tour & LIVE THE BEACH LIFE!

248 Oak St, Port St. Joe
340 Marks St, St. George Island
$725,000
3 Beds ⋅ 2 Baths ⋅ 329670 MLS ⋅ Bayside Cottage BLDG.
"Bayside Cottage". Enjoy Spectacular Sunsets from this St. George Island Bayfront Vintage home. 152' Deep Water Frontage on Apalachicola Bay and the Intercoastal Waterway. Private Covered Boat Dock. Natural shoreline buttressed by a boulder seawall and native grasses. Abundant Redfish, Mullet and Crabs entice fishing and net casting off the dock or rev up the boat for direct access to acclaimed Inshore & Off-Shore Fisheries. The 3 BR, 1.5 BA fishing cottage showcases Apalachicola Bay vistas that capture the InterCoastal Waterway and Apalachicola Bridge. Covered boat/vehicle/golf-cart parking. Generous under-house storage and enclosed workshop. Outdoor shower and fish-cleaning sink. Enter the property along a charming split-rail fenced yard graced with mature shade trees and native vegetation. Quick, easy access to acclaimed white sand Beaches and miles of Coastal Bike Path! Popular vacation rental, offered fully furnished.

340 Marks St, St. George Island
246 Lalla Ln, Mexico Beach
$530,000
3 Beds ⋅ 2 Baths ⋅ 329666 MLS
COASTAL COTTAGE LOCATED IN MEXICO BEACH WITH NO HOA"S. THIS STUNNING FULLY FURNISHED 3 bedroom 2 bath with 1623 square feet of living space. Open concept design and Core-Tec LVP flooring throughout. Open kitchen WITH with granite and stainless steel appliances. You'll love the wrap around porch/deck that will create a great outdoor entertaining area for a total of 2405 square feet. Hardie board siding, metal roof & the attached two car garage. The property is beautifully landscaped with irrigation well & sprinklers. It also has a outdoor shower. you're only a short walk, bike or golf cart ride to the beautiful beaches. SHORT TERM RENTALS ALLOWED. Please note that the home has a just been completely painted throughout the home on the inside. The owner has put a new beautiful sectional couch, rug & a brand new washer & dyer. Call today for a showing.

246 Lalla Ln, Mexico Beach
21 Collins Ave Unit 1, Lanark Village
$89,000
1 Beds ⋅ 1 Baths ⋅ 329664 MLS
This inviting 1 bedroom 1 bathroom offers a comfortable, easy-living layout with plenty of room to make it your own. Whether you're looking for a simple coastal getaway, a downsized full time home, or a project with potential, this cottage is a solid starting point. The interior is straightforward and functional, giving you a blank canvas for updates, personalization, or future improvements . Outside, you're surrounded by the quiet charm of Lanark village -Friendly neighbors, and that peaceful coastal atmosphere this area is known for.

21 Collins Ave Unit 1, Lanark Village
79 S Bay Shore Dr, Eastpoint
$899,000
3 Beds ⋅ 3 Baths ⋅ 329659 MLS
Privacy, space and beautiful Apalachicola Bay views come together on this one-acre-plus bayfront property along South Bayshore Drive in Eastpoint. With approximately 170 feet of bay frontage and a west-facing setting, the home enjoys wide water views and some incredible sunsets. Recent clearing of the foliage along the property has opened up the view even more while still maintaining the natural coastal setting and privacy around the home. This 3BR/3BA home has plenty of character, with vaulted ceilings, tongue-and-groove pine walls and ceilings, and a stone fireplace anchoring the main living area. The Florida room stretches across the bayside of the home with a wall of windows overlooking the water, creating a great place to enjoy the view year-round. The galley-style kitchen offers generous workspace and opens to a dining area positioned to take in the bay views. Two of the three bedrooms have private en-suite baths, providing a comfortable layout for family and guests. Outside, the large bayside yard extends toward the rock-reinforced shoreline with plenty of room to enjoy the waterfront setting. A circular driveway, covered parking underneath the home, enclosed ground-level storage and a detached pole barn provide plenty of space for boats, an RV and all the gear that comes with coastal living. Additional features include a private irrigation well and a new shingle roof installed in 2025. Located between St. George Island and Apalachicola, you're approximately 5.5 miles from the beaches of St. George Island and 5.5 miles from downtown Apalachicola, with Eastpoint restaurants and shopping nearby. Virtual staging has been added to select listing photos to show the possibilities for updating and furnishing the home and to help buyers envision its full potential. Some photos are AI Generated for a preview of what we can design for you.

79 S Bay Shore Dr, Eastpoint
309 Cord Grass Way, Port St. Joe
$759,000
3 Beds ⋅ 2 Baths ⋅ 329657 MLS
Welcome to Southern charm on Cape San Blas! Located in the desirable Jubilation community, this inviting 3-bedroom home offers the perfect blend of coastal comfort, character, and laid-back beach living. From the moment you arrive, the welcoming front porch sets the tone—an ideal spot to sip your morning coffee, catch the Gulf breeze, and settle into the Cape lifestyle. Inside, beautiful hardwood floors and an abundance of windows fill the home with natural light. The fully equipped kitchen flows into a fun, comfortable living area designed for gathering with family and friends after a day at the beach. The entire upstairs is dedicated to the private primary bedroom and bath, creating a peaceful retreat away from the main living areas and guest bedrooms. Step outside and enjoy an outdoor shower—a beach-house essential after sandy days along the Gulf. Even better, you're just a short stroll from the community pool and boardwalk leading to the beautiful beaches of the Gulf. Currently operating as a short-term rental, this home offers the flexibility to continue as an income-producing property, use it as your own coastal getaway, or enjoy the best of both worlds. Come experience the relaxed pace, natural beauty, and Southern charm that make Cape San Blas such a special place to call home.

309 Cord Grass Way, Port St. Joe
207 Stingray Ln, Port St. Joe
$699,900
3 Beds ⋅ 2 Baths ⋅ 329655 MLS
NOW OFFERED AT $699,900! One of the standout values in Sunset Village, this beautifully maintained 3-bedroom, 2-bath coastal home sits on an impressive 0.44-acre lot, offering a rare amount of outdoor space just minutes from Mexico Beach. With over 2,000 square feet of living space, this home was designed for comfortable everyday living and entertaining. A true highlight is the oversized screened-in patio, creating an incredible outdoor living area with plenty of room for relaxing, dining and watching TV while enjoying the coastal breeze. The welcoming covered front porch adds even more outdoor space and classic coastal charm. Inside, the open living area features a gas fireplace and flows into a spacious kitchen with a large island, breakfast bar, double pantry and abundant cabinetry. The split floor plan provides privacy, with the primary suite tucked away from the two additional bedrooms and guest bath. A separate library nook offers a quiet space for reading, working or relaxing. Outside, the large fenced backyard provides plenty of room to enjoy the property, and the attached two-car garage plus separate golf cart garage gives you exceptional storage for vehicles, beach gear and toys. Sunset Village offers a peaceful setting with a community pool and convenient access to the white-sand beaches, boating, dining and laid-back lifestyle of Mexico Beach and Port St. Joe. At the newly reduced price of $699,900, the combination of lot size, outdoor living space, square footage and location makes 207 Stingray Lane one you don't want to miss. Flood Ins-$984, Wind/Fire-$1865. Some dimensions obtained from the Gulf PA site please verify if important

207 Stingray Ln, Port St. Joe
252 E Gorrie Dr, St. George Island
$1,100,000
3 Beds ⋅ 3 Baths ⋅ 329653 MLS
Welcome to “Beachfront, Baby!” Where the days start with coffee overlooking the water and end barefoot on the deck with the sound of waves rolling in. Set directly on the beach in the heart of St. George Island, this 3-bedroom, 2.5-bath coastal beach house captures what island living is supposed to feel like: easy, comfortable and centered around the water. Sparkling views fill the home, salty breezes drift across the decks, and the beach is quite literally your backyard. The first level offers two bedrooms, each with its own full bath. The primary suite opens directly onto a spacious private beachfront deck, a peaceful spot for slow mornings and sunrise skies. Upstairs is where the house really comes together. The bright, open living level connects the kitchen, breakfast bar, dining and living spaces, while large windows and glass doors keep your eyes drawn toward the beach. Step outside onto the adjoining deck for dinner in the ocean breeze, cocktails at sunset, grilling with friends or simply settling in and listening to the waves. Above, the third-level loft overlooks the living area and adds a fun, flexible bedroom space, especially for kids. Multiple decks and exterior stairs make coming and going from the beach easy, and the outdoor shower is waiting when you come back sandy and sun-kissed. This is a home made for beach days and good company! Spend the morning on the sand, come home for lunch on the deck, wander into town for dinner, then end the night outside under the stars. And because the home sits at the end of the row, it feels more open and private than you might expect from such a convenient location. You are close enough to walk to many of SGI's favorite restaurants, shops, Lighthouse Park, the playground and community events, yet when you are home, the water and beach take center stage. Recent improvements add even more value and peace of mind, including a new roof in 2025, new HVAC units, new water heater, LVP flooring installed, a remodeled guest bath and fresh interior paint throughout. The decks have also been reinforced and a new beach walkover added, making it even easier to step out the door and enjoy the reason you came to St. George Island in the first place: the beach! Currently a popular vacation rental managed by Fickling Vacation Rentals, “Beachfront, Baby!” is being offered turnkey with an established rental history. Keep it as your own island getaway, continue using it as an investment property, or enjoy the best of both. Beach days. Bare feet. Salty air. Crashing waves. Long afternoons outside and nowhere you need to be... “Beachfront, Baby!” is a little slice of the St. George Island life, and it's ready for its next chapter. ** Seller is a licensed real estate agent.**

252 E Gorrie Dr, St. George Island
2315 Hwy 98 W, Carrabelle
$720,000
3 Beds ⋅ 3 Baths ⋅ 329652 MLS ⋅ Beauty & The Beach BLDG.
Built in 2024, this beautifully finished 3BR/3BA coastal home sits on approximately one acre and offers incredible views of the water and sandbars. Even better, the property includes a separate narrow beachside lot directly across the street that conveys with the home, giving you your own piece of the shoreline and easy access to fishing, kayaking, swimming, tidal pools and the sandbars. Inside, the open living, dining and kitchen areas are filled with natural light and positioned to take advantage of the beautiful water views. The kitchen features quartz countertops, high-end appliances and plenty of space for gathering. Two spacious bedrooms have private en-suite baths, while the third bedroom is conveniently located across the hall from the guest bath. Outdoor living is a big part of this home, with both a screened porch and open deck overlooking the water; perfect for morning coffee, evening sunsets and watching dolphins pass by. The large homesite is surrounded by native coastal vegetation and tall pines, giving the property a peaceful and private feel while still being conveniently located in Carrabelle and just a short drive to St. George Island. Whether you're looking for a full-time home, coastal getaway or vacation rental, this property offers a hard-to-find combination of newer construction, approximately one acre of land, beachside ownership and beautiful water views.

2315 Hwy 98 W, Carrabelle
228 17th St, Apalachicola
$375,000
2 Beds ⋅ 2 Baths ⋅ 329650 MLS
Easy living defines this planned single-story, two-bedroom, two-bath home, where quality construction meets relaxed Apalachicola style with a welcoming front porch. The seller is offering $15,000 toward buyer closing costs with a 1yr Builder Warranty. The split floor plan creates privacy, while vaulted ceilings lift the living room and second bedroom. A tray ceiling adds polish to the primary bedroom, and its ensuite bath features a large tile shower, double-sink vanity, and huge walk-in closet. The kitchen includes solid wood soft-close cabinets, granite countertops, a breakfast bar, and stainless steel Frigidaire appliances, including a self-cleaning air-fry oven. Luxury vinyl flooring, spray foam insulation, double-pane vinyl windows, and durable Hardie board siding support efficient living. Out back, a 14 x14 covered patio opens to a 14 x 22 uncovered patio with an outdoor grill. The home is planned in the X flood zone. Piggly Wiggly is nearby, downtown Apalachicola is a short golf cart ride, Ten Foot Hole Boat Ramp is about five minutes away, and Saint George Island is fifteen minutes away. Secure this home today and curate your preferred colors from the builder's color palette.

228 17th St, Apalachicola
1302 Hwy 98 Unit 1k, Mexico Beach
$410,000
3 Beds ⋅ 2 Baths ⋅ 329647 MLS ⋅ Club At Mexico Beach 1k Forgotten Cove BLDG.
STEPS TO SAND!! Your Gulf views await at this 3 bedroom/2 bath condo at The Club at Mexico Beach with the beach right across the street. Start your morning with coffee on the covered deck, listening to the waves & taking in unobstructed Gulf views. When it's time to head to the water, beach access is about 100 steps away. Inside, the open kitchen, dining & living area brings everyone together for easy meals, conversation & downtime. The living area opens directly to the deck, so Gulf views remain part of the day whether you're relaxing indoors or dining outside. A split floor plan places two guest bedrooms on one side of the condo, giving family & friends room to settle in. The spacious primary bedroom is a private retreat with beach views, direct access to the covered deck & a large bath with a soaking tub. The first-floor location & community elevator add convenience when arriving with luggage or returning from the beach. The Club offers more ways to enjoy time outdoors, including a community pool, hot tub, poolside seating & dining areas, charcoal grill & outdoor showers for rinsing off after the beach. Spend the afternoon by the pool, walk across the street for a sunset on the sand or head out to explore Mexico Beach's local shops & seafood restaurants. The Mexico Beach boat ramp is approximately two miles away, putting a day on the water within easy reach. With Gulf views from the deck, a practical three-bedroom layout & beach access so close to home, Unit 1K makes coastal living feel wonderfully simple. Call for your private tour & LIVE THE BEACH LIFE!

1302 Hwy 98 Unit 1k, Mexico Beach
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